Travel Insurance

Even though there is now a reciprocal health agreement in place between Jersey and the UK this does not cover the costs of repatriation. No such agreement currently exists with Guernsey. Taking out holiday insurance should therefore be a vital part of your holiday plans.

We have arranged a tailored holiday insurance policy with ETI - International Travel Protection (ERV) who are approved by the Financial Conduct Authority (FCA) to undertake insurance business in the UK.

Should you wish to take out our insurance policy please include the appropriate premium when booking your holiday.

Key Benefits

Section of Cover Maximum Sum Insured / Benefit Per Person
Cancellation & Curtailment £2,000
Medical Expenses £2,000,000
Baggage & Personal Money £2,000
Personal Liability £1,000,000
Personal Accident £10,000
Delayed Departure £150
Missed Departure £500
Legal Costs & Expenses £25,000

Loss of Deposit: excess of £15 per person.
Cancellation, Medical Expenses and Curtailment: excess of £50 per person, increasing to £75 if aged 70-years or over.
£50 Baggage, Personal Money and Holiday Abandonment excess per person.

 

Insurance Premiums

Holiday Period Child:
2 - 17 years
Adult:
69 & Under
Adult:
70 - 79
Adult:
80 - 85
Family
(2 adults and 2
dependent children)
2 - 3 days £12.00 £24.00 £30.00 £33.00 £49.00
4 - 5 days £13.50 £27.00 £33.00 £36.00 £54.00
6 - 10 days £14.50 £29.00 £37.00 £41.00 £59.00
11 - 17 days £16.00 £32.00 £39.00 £45.00 £69.00
Add a week £7.50 £15.00 £17.00 £18.50 £39.00

These premiums include 20% Insurance Premium Tax

 

Significant Exclusions

  • If you or anyone else named on this policy has not been a resident in the UK for the past 6 months this policy cannot cover you.
  • Any existing medical conditions unless they have been declared to (where appropriate) and accepted by the insurer.
  • Your participation in any organised sports, winter sports or dangerous activities unless they have been declared to and accepted by the Insurer.
  • Suicide or the wilful exposure to exceptional personal risk.
  • Travel against the advice of the carrier, any other public transport provider, the Foreign Office or the World Health Organisation.
  • The bankruptcy / liquidation of the tour operator, travel agent or transportation company with whom you have booked your trip.

 

If after purchasing a policy you should find it does not meet your requirements you have 14 days from the date of issue, or prior to travel (whichever is sooner) to cancel the policy.

 

A copy of our insurance policy for travel booked during 2016 can be downloaded here